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Terms
of Business Letter for OHFS Ltd
OHFS Ltd is an independent adviser and will act on your
behalf in advising you on products from the whole market.
INVESTMENT SERVICES
OHFS Ltd is permitted to arrange (bring about) deals
in investments and advise on investments. The particular
investment types relate to life assurance, pensions,
investments in authorised collective investment schemes,
Unit Trust PEPs and ISAs.
With regard to investments which we have arranged for
you, these will not be kept under review but we will
advise you upon your request. However, we may contact
you in the future by means of an unsolicited promotion
should we wish to contact you to discuss the relative
merits of an investment or service which we feel may
be of interest to you.
OHFS Ltd does not handle clients money. We never
accept a cheque made out to us (unless it is a cheque
in settlement of charges or disbursements for which
we have sent you an invoice) or handle cash.
MATERIAL INTERESTS
OHFS Ltd offers independent advice, but occasions can
arise where we or one of our other clients will have
some form of interest in business being transacted for
you. If this happens or we become aware that our interests
or those of one of our other clients conflict with your
interests, we will write to you and obtain your consent
before we carry out your instructions, and detail the
steps we will take to ensure fair treatment.
TERMINATION OF AUTHORITY
You or we, may terminate our authority to act on your
behalf at any time, without penalty. Notice of this
termination must be given in writing and will take effect
from the date of receipt. Termination is without prejudice
to any transactions already initiated which will be
completed according to these terms of business unless
otherwise agreed in writing. You will be liable to pay
for any transactions made prior to termination and any
fees which may be outstanding.
RIGHT TO WITHDRAW
In the case of a non packaged product ISA or Pep recommended
we will inform you in writing of any right to withdraw
or cancel you may have or, if it is the case, we will
inform you in writing that no such rights will apply.
CLIENTS RISK
You are advised that because investments can fall as
well as rise, you may not get back the full amount invested.
Past performance is not necessarily a guide to future
performance.
DISCLOSURE OF CLIENTS PERSONAL DATA
The information you have provided is subject to the
Data Protection Act 1998 (the “Act”). By signing
this document you consent to us or any company associated
with us (such companies include, for the avoidance of
doubt, Bankhall Investment Associates Limited and any
member of its group and/or companies, persons or entities
of any nature whatsoever with which it is associated
or allied from time to time) processing, both manually
and by electronic means, your personal data for the
purposes of providing advice, administration and management.
“Processing” includes obtaining, recording
or holding information or data, transferring it to other
companies associated with us, product providers, the
FSA or any other statutory, governmental or regulatory
body for legitimate purposes including, where relevant,
to solicitors and/or other debt collection agencies
for debt collection purposes and carrying out operations
on the information or data.
We may also contact you or pass your details to other
companies associated with us to contact you (including
by telephone) with details of any other similar products,
promotions, or for related marketing purposes in which
we think you may be interested.
The information provided may also contain sensitive
personal data for the purposes of the Act, being information
as to your physical or mental health or condition, the
commission or alleged commission of any offence by you,
any proceedings for an offence committed or alleged
to have been committed by you, including the outcome
or sentence in such proceedings, your political opinions,
religious or similar beliefs, sexual life, or your membership
of a Trade Union. |
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Please tick this box to confirm you consent to us or
any company associated with us
Processing any such sensitive personal data.
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If you are happy
for us or any company associated with us to contact
you for marketing
purposes by email, telephone, post or SMS please tick
this box.
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If at any time you wish us or any company associated
with us to cease processing your personal data or
sensitive personal data, or contacting you for marketing
purposes please contact The Data Protection Officer
on 0113 220 9402 or in writing at OHFS Limited, Manor
House, 23 Robin Lane, Leeds LS28 7BY.
You may be assured that we and any company associated
with us will treat all personal data and sensitive
personal data as confidential and will not process
it other than for a legitimate purpose. Steps will
be taken to ensure that the information is accurate,
kept up to date and not kept for longer than is necessary.
Measures will also be taken to safeguard against unauthorised
or unlawful processing and accidental loss or destruction
or damage to the data.
Subject to certain exceptions, you are entitled to
have access to your personal and sensitive personal
data held by us. You may be charged a fee (subject
to the statutory maximum) for supplying you with such
data.
ACCOUNTING TO YOU
Unless in exceptional circumstances, we will confirm
to you in writing the basis or our reason for recommending
the transaction executed on your behalf.
We will also make arrangements for all your investments
to be registered in your name unless you first instruct
us otherwise in writing. We will forward to you all
documents showing ownership of your investments as
soon as practicable after we receive them; where a
number of documents relating to a series of transactions
is involved, we will normally hold each document until
the series is complete and then forward them to you.
INVESTMENT OBJECTIVES & RESTRICTIONS
Following the issue of this letter any subsequent
advice or recommendation offered to you will be based
on your stated investment objectives, acceptable level
of risk and any restrictions you wish to place on
the type of investments or policies you are willing
to consider. Details of your stated investment objectives
will be included in the suitability letter we will
issue to you to confirm our recommendation. Unless
confirmed in writing, to the contrary, we will assume
that you do not wish to place any restrictions on
the advice we give you.
CLIENTS CONSENT
I understand and consent to the above terms and I
hereby authorise the transfer of information, as described
above on a confidential basis when warranted between
such third parties. I agree that the Terms of Business
will come into effect from the date of issue.
I confirm that I have received the Keyfacts guides
to the Services offered by OHFS Limited and the costs
of these Services
Client Name(s)
Client signature(s)
Date of issue
Please email or fax this completed form to Oughtred
& Harrison Financial Services (details can be
found on our contact page).
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